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Home > Businesses > Business Loans > Credit limits

Credit limits

Creditworthiness is the maximum amount which you can obtain from the bank based on the solvency of your business.

A credit limit is approved after your creditworthiness has been analysed. This means:

  • You have access to a pre-approved amount, which you can use any time and in any currency
  • You save time by completing all of the necessary procedures during the creditworthiness analysis, thus avoiding extra formalities at the time of loan disbursement
  • You can plan the development of your business by knowing in advance the amount of credit available to you from the bank.
  • The analysis of your creditworthiness does not involve any costs.


    Agro Loan
    Can be used for Working capital, Fixed assets, Real estate and Other business needs

    Floating Loans
    Business loans with a floating interest rate can be issued in GEL or USD

    Credit line
    A credit line is a credit facility where only the monthly accrued interest is paid during the term of the credit line

    Business overdraft
    A business overdraft is a loan facility intended to provide short-term liquidity

    Short-term business loan
    A short-term business loan is helpful for one-off transactions/investments or for the start-up of new business lines.

    Credit limits
    Creditworthiness is the maximum amount which you can obtain from the bank based on the solvency of your business.

     

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