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Home > Individuals > Loans > ECO Loan

Eco Loan for Private Individuals 

Upgrading home heating and lighting systems, improving insulation and replacing old appliances with more energy-efficient models will help you to make your home more energy efficient.


A ProCredit eco loan for private clients can help you to:

  • Create a more comfortable living environment
  • Reduce utility bills
  • Decrease the environmental footprint of your home

What can eco loans for private clients be used for?

Insulation – building envelope: walls (interior and exterior), floors, roofs

Windows and doors - double- or triple-glazed windows and doors

Heating - central heating, including elements: boiler, pipes, water pumps, radiators, etc.
Cooling systems - AC split units, AC central cooling including elements: chiller, pipes, ventilators, fan coils, etc.

Water heating – energy-efficient water heating boiler: electrical or natural gas

Lighting - light bulbs, lighting systems

Appliances - washing machines, refrigerators, freezers, dish washers, televisions, cooking equipment, IT equipment, etc.

Renewable energy systems – solar water heater (flat panels, vacuum collectors), central heating system with geothermal energy, etc.

As much as half of the energy consumed in your home goes towards heating and cooling. Therefore, making smart decisions about your homes heating and air conditioning (HVAC) systems will have a significant effect on your utility bills. Furthermore, making improvements to the building envelope of your home (insulation, windows, doors) in order to reduce unwanted heat loss and/or gain, will further reduce the energy demands on your heating and cooling systems.

From From GEL 600
Currency GEL
Repayment conditions Monthly installments
Term Max. 36 months
Annual interest rate From 11%
Disbursement fee 0%

For example, if credit amount is GEL 3000, and the payment period 24 months, you will get the following conditions:

Effective interest rate 11.9%
Disbursement fee 0%                                     
Monthly payment GEL 140

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