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Home > Individuals > Service Fees

Service Fees

  Opening and Maintaining Account
 

Money Transfers

 

Cash Operations

 

ProCredit Bank Plastic Card

 

Internet-Banking Service

 

SMS Service

 

Standing Orders

 

Additional Service

 

Opening and Maintaining Account
Opening account with standard commission fee Free1
GEL 101.1 1.2
Deposit transit account 2 Free
Account statement Free - issuing once in a month the statement of a 2 year period;
Issuing statement second time during a month - 10 Gel per year per request;
Statement dated more than two years period – 10 Gel per year;
Statement of closed account – 10 Gel per year.
Checkbook GEL 10
Account maintanance fee GEL 1 for each client disregarding the number of accounts 3
Dormant Accounts Service Monthly Fee4
In the first year account become dormant GEL 1 per month
In the second year account become dormant GEL 2 per month
In the third year account become dormant GEL 3 per month

1. The first multi-currency accounts for private clients can now be opened as part of our Service Package (Service Package, salary project, online account).
1.1 For private clients: if several multi-currency accounts are opened in one and the same currency, the fee will be charged for each of the multi-currency accounts separately.
1.2 The tariff applies to legal entities in the case of opening of any multicurrency account.
2. Deposit transit account is opened for term deposits. Standard rates apply to this type of accounts, except for current account maintenance fee.
3. Free if the client has:
a. Any type of term deposits without current accounts
b. Only saving deposits and balance on any of such accounts during a calendar month is more/equal to Gel 300; USD/EUR 200
4. Dormant account is an account which remains inactive for 12 consecutive months. Service fee will be charged to each dormant account after all of client’s accounts become dormant.
Dormant account fee will not be charged to term deposits and savings deposits with cash balance of >=GEL300/USD200/EUR200

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Money Transfers Branch IB  Standing Orders
Without payment order  Without payment order 
Transfers in local currency 0.15% min. GEL 6 0.07%, min. GEL 1 0.07% min. GEL 1 0.06% min. GEL 0.6
Fast transfers in local currency up to 10 000 GEL / RTGS 5 ----- 0.01% min GEL 1 -----
Transfers among ProCredit Bank Georgia branches/Service Centers/Service points GEL 2 Free Free
Transfers between client"s accounts Free
USD 0.3%, min. USD 25, max. USD 500 0.2%, min. USD 15, max. USD 500 0.16 % min.USD 12, max. USD 500
EUR 0.3%, min. EUR 25,  max. EUR 150 0.2%, min. EUR 15, max. EUR 150 EUR 8
GBP/CHF 0.3%, min. EUR 25,  max. EUR 150 or equivalent amount in the transfer currency 0.2%, min. EUR 20,  max. EUR 150 or equivalent amount in the transfer currency
Other currencies (RUB) 0.3%, min. EUR 25,  max. EUR 500, or equivalent amount in the transfer currency 0.2%, min. EUR 15,  max. EUR 500, or equivalent amount in the transfer currency 0.16 % min. EUR 12 max. EUR 500 or equivalent amount in the transfer currency
Transfers in a foreign currency with the guarantee of full ammount being credited to the beneficiary"s account Branch IB  Standing Orders
Without payment order  Without payment order 
USD Transfer fee + 25 USD
EUR 0.3%, min. EUR 50,  max. EUR 150 0.3%, min. EUR 40,  max. EUR 150 EUR 12 to Germany; EUR 20 in other countries
GBP/CHF 0.3%, min. EUR 50,  max. EUR 150 or equivalent amount in the transfer currency 0.2%, min. EUR 45,  max. EUR 150 or equivalent amount in the transfer currency
Other currencies (RUB) Transfer fee + 25 EUR
ProPay Transfers  6 Branch IB   Standing Orders
Without payment order Without payment order 
USD USD 8 USD 5
EUR EUR 8 EUR 2.5

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Search/Changes/Cancelation for  transfer Branch IB  Standing Orders
Domestic money transfer Free -----
USD/RUR USD 50 or equivalent  in transfer currency -----
EUR and other currencies EUR 50 or equivalent  in transfer currency -----
5. Transfers above GEL 10 000 are executed in Fast Transfer Regime with the standard fee for GEL transfers.
6. Transfers are possible if the recipient bank is a ProCredit Bank in one of the following countries: Bulgaria, Albania, Bosnia, Kosovo, Macedonia, Romania, Serbia, Moldova, Ukraine and Germany. ProPay tranfers in Germany can be done only in EUR currency.
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Cash Operations Branch ATM
Cash withdrawal from an account7
 GEL                                           0.3% min 0.50 GEL  0.20% min 0.2 GEL
Foreign currency                                   0.6% min  0.50 in same currency 0.3% min Gel 0.3 from ProCredit Bank Georgia ATMs
Paying cash into account       Branch Pay Box 
GEL Free Free
GEL Coins  <= 100 GEL 1% min GEL 2
GEL Coins > 100 GEL 5 %
RUB negotiable with Treasury Department -----
Replacement of USD and EUR damaged banknotes                                                       3% -----
7.Cash withdrawal within the balance placed in cash by the account holder in every currency is free of charge, except  of cash withdrawal by Private Clients within the limit of GEL 1500.
The commission fee is applicable to transfered money; to cash withdrawals of deposited amounts by third persons and groups of clients engaged in currency Trading operations.
Proxy-holder or official employee of the company (registered related person) is not considered as a third party.
8.In Airport Service Point for  the owners of Procredit Bank Plastic Cards the commission fee for cash withdrawal up to 1500 Gel  is  applicable for ATM withdrawal fee.
9. Cash withdrawal is free: for private individuals –within GEL 2 in case of lari withdrawal; within 0,5 currency unit in case of foreign currency withdrawal;
10. Cash deposition in an account within the limit of GEL 2 is free of charge.
The commission fee for cash deposition transactions is not applicable to the operations, performed in Tbilisi Airport Service Point;
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Conversion Operations
Any currency pairs Commercial Rate of ProCredit Bank
Cash conversion operation for non-clients11 Commercial Rate of ProCredit Bank + commission  (  1%  min. 3 unit - from the disbursed amount )12
11.The bank non-client – a client who does not have any bank account or all his/her bank accounts are closed and is not connected to any client of the bank having the following type of connection: director, representative, accountant, trustee/guardian, other or parent. No commission fee applies to a conversion operation if the converted amount does not exceed 5 monetary units in any currency.
12. Money Exchage operations  for  Bank"s Non-Clients are free of Charge for Airport Service Point
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ProCredit Bank Plastic Card
Type of service VISA Electron MasterCard Maestro MasterCard Standard VISA Classic
Term of validity 3 years
Production price for card GEL 30 13 GEL 60
GEL Withdrawal from a ProCredit Bank Georgia  ATM 0.2% min GEL 0.2 14
POS 0.3% min GEL 0.5 14
USD withdrawal from a ProCredit Bank Georgia  ATM 0.3% min USD 0.3
POS 0.6% min USD 0.5
EUR withdrawal from a ProCredit Bank Georgia ATM 0.3% min EUR 0.3
Cash withdrawal from a non-ProCredit Bank ATM in Georgia 1% min. USD 2.5
newGEL Withdrawal from a Liberty Bank ATM  0.20% min. 0.2 GEL
newUSD withdrawal from a Liberty Bank ATM 0.3% min 0.3 USD
newEUR withdrawal from a a Liberty Bank ATM 0.3% min 0.3 EUR
Cash withdrawal from an ATM abroad 2% min. USD 3
Cash withdrawal from a non-ProCredit Bank POS in Georgia 2% min. 6 GEL, 3.5 USD 2% min. 6 GEL, 3.5 USD 2% min. USD 6 2% min. 6 GEL, 3.5 USD
newCash withdrawal from a Liberty Bank POS 1% min. 3 units 
Fee for cash withdrawal from a POS abroad 2% min. USD 3.5 2% min. USD 3.5 2% min. USD 6 2% min. USD 3.5
Card-based payment transaction fee Free
Cash deposit by ProCredit bank"s ATM Free
Minimum balance requirement NO NO
A daily quanitative limit for transactions executed through ATM15/POS terminal/Internet 10 transactions per day
Cash withdrawal daily limit at an ATM GEL 3, 000 equivalent GEL 5, 000 equivalent
Card-based transaction daily limit GEL 10,000 equivalent GEL 15,000 equivalent
The daily limit of the sum to be deposited by ATM Cash-in ATM GEL 20 000 (equivalent in the other currency)
ATM Universal + GEL 50 000 (equivalent in the other currency)
Change in the daily limit of withdrawal with a card, in GEL (Maximum term 1 month )
  16
ATM/Cash-in ATM Free for one day
1500 < X ≤ 3 000  free
3 000 < X ≤ 10 000  10 GEL
10 000 < X ≤ 30 000 20 GEL
30 000 < X ≤ 50 000  free
Free for one day
2500 < X ≤ 5 000  free
5 000 < X ≤ 10 000  10 GEL
10 000 < X ≤ 30 000 20 GEL
30 000 < X ≤ 50 000  free
ATM Universal + Free for one day
1500 < X ≤ 30 000  free
30 000 < X ≤ 50 000  30 GEL
Free for one day
2500 < X ≤ 30 000  free
30 000 < X ≤ 50 000  30 GEL
Change in the daily limit of depositing with a card, in GEL (Maximum term 7 days) Cash-in ATM/ ATM Universal + 50 000 < X ≤ 300 000 free
Increase of payment with a card limit  10 000 < X ≤ 30 000 20 GEL
30 000 < X ≤ 50 000 30 GEL
15 000 < X ≤ 30 000 20 GEL
30 000 < X ≤ 50 000 30 GEL
Daily penalty for unauthorized overdraft 0,15%
Card blockage (in local network) Free
Putting the card on an international stop-list 17 (MasterCard Standard and VISA Classic only) - - USD 50 USD 50
13. One Visa Electron card or one MasterCard Maestro card only is free of charge for persons participating in a salary project. This rule is applicable also in case of updating of expired cards (for salary project participants)if Visa Electron/MasterCard Maestro card is to be issued to replaced the previous card.
14. Cash withdrawal within the balance placed in cash by the account holder in every currency is free of charge. The commission fee is applicable to transfered money, to cash withdrawals of amounts of money placed in cash by third persons and groups of clients engaged in currency Trading operations.
15. Transactions include: cash withdrawal, checking of the balance and an account statement.
16. Increase of a daily limit includes summary increase of encashment and payment limits.
17. Putting a card on international stop-list will case full blockage of the card. A plastic card is put on the list according to a specific region (e.g. Europe, USA/Canada, Africa) for a two-week period.
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Internet-Banking Service Standart package Full package
SMS Code Digipas PCB Mobile Token
Registration Free Free GEL 30 GEL 5
Monthly service fee Free GEL 1.50 GEL 1.50  GEL 1.50
Additional user registration and monthly fee Free Free Free Free
Additional SMS Code / Digipass / Mobile Token registration ----- Free GEL 30 GEL 5
Additional "Digipas"/"SMS CODE"/"Mobile Token" monthly service fee ----- Free Free Free
Limit per transfer ----- GEL 10 000 or equivalent amount in foreign currency Without limit Without limit
Limit per day"s transfers ----- GEL 20 000 or equivalent amount in foreign currency Without limit Without limit
Generation of transaction authorisation number ----- SMS message to a personal mobile phone TAN code generated by DigiPass devide   TAN code generated by PCB Mobile Token application
Issuance of a New DigiPass if the old one is lost/damaged  ----- ----- GEL 30 -----
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SMS Service
SMS Service registration Free
SMS Service monthly fee GEL 1
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Standing Orders
Processing and Registration of Standing Orders Free
Standing Order service monthly fee GEL 1
Standing Orders fulfilment

Commission fee set for the same type of transfers

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Additional Service
Issuing information from Archive
Transaction documents with the limitation period of up to 1 month Free
Transaction documents with the limitation period of over 1 month GEL 10 - documents of one operational day 
Printing out and issue of documens from the program 10 documents per month are free, GEL 0.50 for each subsequent document
Issuing a Telephone Pin Code  Free
Issuing a standard certificate GEL 10
Issuing nonstandard certificate; Issuing certificate for closed accounts GEL 15
Postage  Actual expenses
Preparing the payment order for client GEL 2
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Escrow Account Service
Escrow Account Service Fee 0.6 % (min GEL 100)
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