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Home > Individuals > Loans > Salary Overdraft

Salary Overdraft

Money for unexpected expenses!

You can apply for a salary overdraft if your salary is paid into a ProCredit Bank account.

A salary overdraft is the same as a short-term loan, and is automatically covered by your monthly salary.

Benefits: 

  • Overdrafts are quick and easy to arrange
  • Access the overdraft facility via your payment card.
  • Overdrafts can be granted for any purpose and without any collateral. 
  • Overdrafts are automatically repaid from your next monthly salary.
  • Interest is charged only on the amount used. 

Conditions of the salary overdraft:

Minimum amount -----
Maximum amount max 90% of salary

Loan term  (max.)

12 months
in terms of automatic extension

Collateral

Not required

Terms of Payment / loan instalment plan

Monthly

Currency

GEL

Annual interest  Rate      

To be determined on a case-by-case basis

How to apply for a salary overdraft?

Contact a Private Client Adviser at any branch of ProCredit Bank to take advantage of the salary overdraft.

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