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Home > Businesses > Business Loans > Agro Loans

Agro Loans

Agricultural loans can be used for the following purposes:

  • Working capital – to purchase fertiliser, pesticide and seeds; to acquire non-breeding livestock, poultry and fish; to cover the cost of other agricultural activities, etc.
  • Fixed assets – to purchase agricultural equipment and machinery; to acquire breeding livestock, poultry and fish, etc.
  • Real estate – to purchase land, farms, etc.
  • Other business needs – to cover any investments/costs associated with the development and maintenance of your household.


Currency: GEL, USD

Target groups: Individuals or businesses engaged in agricultural production or services
Repayment: Through equal monthly installments or according to the individual repayment schedule tailored to your business

Loan period:


Consumer purposes

Up to 36 months

Working Capital Up to 36 months
Housing Renovation Up to 60 months
Fixed Assets Up to 60 months
Commercial Real Estate Up to 120 months

Maximum term 60 months

Agro Credit
Can be used for Working capital, Fixed assets, Real estate and Other business needs

Floating Loans
Business loans with a floating interest rate can be issued in GEL or USD

Credit line
A credit line is a credit facility where only the monthly accrued interest is paid during the term of the credit line

Business overdraft
A business overdraft is a loan facility intended to provide short-term liquidity

Short-term business loan
A short-term business loan is helpful for one-off transactions/investments or for the start-up of new business lines.

Credit limits
Creditworthiness is the maximum amount which you can obtain from the bank based on the solvency of your business.
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