Consumer Loan
Are you interested in a Consumer Loan or would you like more information?
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With Consumer Loan finance your everyday expenses, education, improve leaving conditions, home appliances, purchase a car, or finance other consumer purposes.
Terms and Conditions:
- Up to 120 months
- Up to 500,000 GEL
- Investment loans up to 4 years and with a maximum amount of 80,000 GEL can be disbursed without collateral.
Interest rates
Interest Rates (The parameter is attached to the index) | GEL | USD | EUR | |
Nominal | 15.20% | Floating rate: 1-month TIBR From + 7.50% till 12.00% | 6m Libor + 7.4% | 6m Euribor + 7.6% |
Effective | From 17.22% | From 17.76% | From 12.85% | From 10.89% |
Effective interest rate in case of increase of index by 3% in foreign currency / 5% increase in local currency | - | From 23.71% | From 16.25% | From 14.23% |
Effective interest rate in case of devaluation of foreign currency by 15% | - | - | From 31.09% | From 28.80% |
| Loan disbursement fee | 1.20%-2.00% | 1.20% - 2.00% | 1.00%-2.00% | 1.00%-2.00% |
Note: Investment Loans are available by signing a loan agreement as well as supplemental loan agreement. You can find agreement templates on the official website of the Bank.
Are you interested in a Consumer Loan or would you like more information?
Provide us with your contact number, and we'll get in touch shortly.
Application