A credit line can be used to replenish short-term liquidity or to finance working capital. If you use a credit line, you only pay the interest accrued on the loan capital on a monthly basis;
If you have funds available before the maturity of the credit line, you can repay and then re-use the principal amount as and when it is needed. The full debt is repayable upon maturity of the credit facility.
Maximum credit line period: 12 months