Investment housing loan
Are you interested in a Investment Mortgage Loan or would you like more information?
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If you’re planning to buy, build, or renovate real estate for rental purposes, you can take out or transfer an investment mortgage loan from ProCredit, considering your future rental income.
Currency: GEL, USD, EUR
Term: 6-240 months
Complicity: From 0%
Interest Rates | GEL | USD | EUR | |
|---|---|---|---|---|
Nominal | Fixed at 13.0% for the first 2 years, then 1M TIBR + 5% | Fixed at 8.5% for the first 2 years, then 6-month Term SOFR + 4.6% | Fixed at 7.2% for the first 2 years, then EURIBOR + 6.6% | |
Effective | From 14.18% | From 9.23% | From 8.24% | |
Effective interest rate in case of increase of index by 3% in foreign currency / 5% increase in local currency | From 18.08% | From 11.16% | From 10.87% | |
Effective interest rate in case of devaluation of foreign currency by 15% | - | From 30.69% | From 29.07% | |
| Loan disbursement fee | 0.5% | From 0.2% | From 0.2% | |