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Service Fees

OPENING AND MAINTAINING ACCOUNT

Opening and Maintaining AccountBranchIB
Opening the first multi-currency current account Free-
Opening every additional multi-currency current accountGEL 10-
Account maintanance feeIn case of one multicurrency account –Gel 30;
each next multicurrency account Gel 2 additionally 
Account statementIssuing up to 2 year period statement once in a month - Free
Issuing statement second time during a month - 20 Gel per year per request.
Statement dated more than 2 years period – 20 Gel per year.
Statement of closed account – 30 Gel per year
CheckbookGEL 50

MONEY TRANSFERS

Money TransfersBranchIB
Transfers in local currency0.3% min. GEL 150.07%, min. GEL 1
Fast transfers in local currency up to 10 000 GEL / RTGS [1]-0.1%, min. GEL 1
Transfers among ProCredit Bank Georgia branches/Service PointsGEL 5 Free
Transfers among Customer's accountsFree
USD  0.3%, min. USD 25, max. USD 5000.16 % min.USD 12, max. USD 500
EUR0.3%, min. EUR 25, max. EUR 500 EUR  8 
GBP / CHF0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency0.2 %, min. EUR 20, max. EUR 500 or equivalent amount in the transfer currency
RUB0.3%, min. EUR 25, max. EUR 500, or equivalent amount in the transfer currency0.16 % min. EUR 12 max. EUR 500 or equivalent amount in the transfer currency
CNY-CNY 100
Utility and Other PaymentsAccording to established tariffs
(see Utility & Other Payments)
Transfers in a foreign currency with the guarantee of full ammount being credited to the beneficiary's accountBranchIB
USDUSD 25 added to the transfer fee
EUR 0.3%, min. EUR 50, max. EUR 500If the recipient country is  Germany - EUR 12. For other country's - EUR 20
GBP / CHF 0.3%, min. EUR 50, max. EUR 500, or equivalent amount in the transfer currency0.2 %, min. EUR 45, max. EUR 500 or equivalent amount in the transfer currency
RUBEUR 25 added to the transfer fee
CNY-CNY 170
ProPay Transfers2BranchIB
USD USD 8  USD 5
EUREUR 8EUR 2.5
1.Accelerated transfers in the national currency shall only be carried out through Internet Banking. 
2.Transfers are possible if the recipient bank is a ProCredit Bank in one of the following countries: Bulgaria, Albania, Bosnia, Kosovo, Macedonia, Romania, Serbia, Moldova, Ukraine, Germany. 

SEARCH / CHANGES / CANCELLATION FOR TRANSFER

Search/Changes/Cancelation for  transferBranchIB
Domestic money transferFree
USD/RURUSD 50 or equivalent  in transfer currency
CNY300 CNY
EUR and other currenciesEUR 50 or equivalent  in transfer currency

CASH OPERATIONS

Cash OperationsBranch24/7 Self-Service Zone
Cash withdrawal from an account 1
GEL0.4% min  2 GEL0.2% min  0.2 GEL
Foreign currency withdrawal0.6% min  2 in same currency0.3 %  min  0.5 in same currency
Cash deposition into an account
GELFreeFree
USD / EUR0.2%Free
RUBNegotiable with Treasury and Cash Management Unit-
Other currenciesFree-
Replacement of USD and EUR damaged banknotes 3%-
Conversion Operations any currency pairsCommercial Rate of ProCredit Bank
Cash collection 20.2 % (minimum GEL 30) + GEL 3/km/or negotiable
1. Cash withdrawal is free of charge within the cash limit (cash balance); in addition, cash withdrawal covering 2 units is also free of charge.  
2. The distance used to calculate the charge is the one-way distance from the Bank’s Central Branch and the destination

DOCUMENTARY OPERATIONS

 

For the detailed information, please contact ProCredit Bank's Contact Centre 220 22 22.

INTERNET BANKING

Internet-Banking Service
Standart package
Standart package registration-
Monthly service fee-
Full package
Registration TAN generation device/facility
SMS CODEFree
Mobile Token GEL 10 1
DigipassGEL 40 2
Monthly service fee
With one different TAN generation device 3Free
With two or more similar TAN generation devices 4GEL 1.5 
Transfer Limits
Limit per transfer by SMS CODE GEL 10 000 or equivalent amount in foreign currency
Limit per day's transfers by SMS CODE GEL 20 000 or equivalent amount in foreign currency
Limit per transfer by other deviceWithout limit
Issuance of a New DigiPass if the old one is lost/damaged 5GEL 40
1. First Mobile Token registration is free.
2. First DigiPass registration is free.
3. For example: the client has one SMS code and/or one Mobile Token and/or one DigiPass.
4. For example: the client has two or more SMS codes and/or two or more Mobile Tokens, etc.
5. Free of charge to replace a DigiPass if it is not damaged and the period after its registration date does not exceed 2 (two) years

Plastic Cards

Type of serviceCard Type
  VISA BusinessDeposit Card
Term of validity (years)32
Price for cardprivate individual140 GEL 12
(Onetime)
-
Legal Entities60 GEL 13
(per year)
20 GEL 4
(Onetime)
GEL Withdrawal from a ProCredit Bank GeorgiaATM0.2 %  min 0.2 GEL 5-
POS0.3 %  min 0.5 GEL-
USD withdrawal from a ProCredit Bank Georgia ATM0.3 %  min 0.5 USD 5-
POS0.6 %  min 0.5 USD-
EUR withdrawal from a ProCredit Bank Georgia ATM0.3 %  min 0.5 EUR 5-
POS0.6 %  min 0.5 EUR-
Cash withdrawal from a non-ProCredit Bank ATM in Georgia  2 %   min 3 USD-
Cash withdrawal from an ATM abroad2 %   min 3.5 USD-
Cash withdrawal from a non-ProCredit Bank POS in Georgia GEL 2 %   min 3 USD-
USD / EUR2 %   min 3 USD-
Cash withdrawal from a POS abroad2 %  min. 3.5 USD-
Card-based payment transaction fee Free-
Cash deposits via ProCredit Bank Georgia ATMFreeFree
Minimum balance requirementNoNo
A daily quanitative limit for transactions executed through ATM 620-
A daily quanitative limit for transactions executed through POS terminal/Internet 725-
A daily quanitative limit for cash deposit transactions executed through ProCredit Bank ATM2020
Cash withdrawal daily limit at an ATMATM /
Universal ATM
GEL 10,000 equivalent-
ATM Universal +GEL 50,000 equivalent-
The daily limit for card payment transaction (including the cash withdrawal from  POS terminals) GEL 30,000 equivalent-
The one-time limit for payment operation without Pin in ProCredit Bank's Pos-Terminals for contactless cards 8GEL 50 equivalent-
The daily limit for contactless cards payment operations without Pin GEL 500 equivalent-
Cash deposit limit via ATMUniversal ATMGEL 20,000 equivalentGEL 20,000 equivalent
ATM Universal +GEL 50,000 equivalentGEL 50,000 equivalent
ATM cash withdrawal limit change (increase /decrease).
Maximum term 1 month
(X limit is given in GEL)
ATM/Universal ATMFree of charge for one day
5 000 ≤ X ≤ 10 000  Free
10 000 < X ≤ 30 000 20 GEL
30 000 < X ≤ 50 000  30 GEL
-
ATM Universal +5 000 ≤ X ≤ 50 000  Free-
ATM cash deposit limit change  (increase / decrease).
(X limit is given in GEL).
Maximum term 7 days
Universal ATM /
ATM Universal +
50 000 < X ≤ 300 000
Free
50 000 < X ≤ 300 000
Free
Change of the limit for card payments                                                      Maximum term 1 month
(X limit is given in GEL)
30 000 ≤ X ≤ 50 000  30 GEL-
Change of the daily limit of payment operations for contactless cards without Pin.
Maximum amount 500 GEL; maximum term 1 month 
Free-
Change Card's Pin-Code1 GEL1 GEL
Daily penalty for unauthorized overdraft0.15%-
Card blockage (in local network)FreeFree
Putting the card on an international stop-list 950 USD-

1. One VISA business card is free of charge for business client account holders.
2. Only for individual entrepreneurs falling within business category.
3. Client pays 1 years fee at the moment of ordering the card, the commission for next
4. Two deposit cards are free of charge for business client account holders.
5. Cash withdrawal is free of charge:
     within the cash limit (cash balance)*;
    For clients holding active and passive accounts. years will be taken at the beginning of each year.
6.Transactions include: cash withdrawal, checking of the balance, printing out of account statement.
7. Transactions include: cash withdrawal, checking of the balance, purchase, purchase in internet.
8. For different Banks Pos-Terminals the One-time limit is different. In case of Georgian Banks - maximum of 50 Gel.
9. Putting a card on international stop-list will case full blockage of the card. A plastic card is put on the list according to a specific region (e.g. Europe, USA/Canada, Africa) for a two-week period.

ADDITIONAL SERVICES

Additional ServiceBranchIB
Issuing information from ArchiveOne transaction day documents for clients  with accounts - GEL 10; for clients with closed accounts - GEL 30 -
Printing out and issue of documens from the program10 documents per month are free, GEL 0.50 for each subsequent documentFree
Issuing a Telephone Pin Code Free-
Issuing a standard certificateGEL 10 Free
Issuing nonstandard certificate;  Issuing certificate for closed accounts GEL 30-
Postage Actual expenses-
Escrow Account ServiceBusiness Client Account Service
Escrow Account Service Fee0.1 % min GEL 100 max GEL 5000
AcquiringBusiness Client Account Service
Commission fee from every transaction, performed with a plastic card on POS terminals of JSC "ProCredit Bank Georgia" at the Client's sales/service outleOn every transaction performed with a card issued by JSC "ProCredit Bank Georgia" - 1.7% of the transaction amount
On every transaction performed with a card issued by other issuing bank - 2.5% of the transaction amount
SMS ServiceBranchIB
SMS Service registrationFree
SMS Service Monthly Fee GEL 1 1
Standing OrdersBranchIB
Registration of Standing OrdersFree
Standing Order service monthly feeFree
1.  Free for one subscriber (one mobile number).