Before conducting a card transaction (cash withdrawal/cash deposit, purchase), make sure that the main account is available in the relevant currency to avoid additional currency conversions:

Setting the currency for the main account depends on the transaction zone. Please select:

• In Laris (GEL), if the transaction is conducted in Georgia

  If the desired transaction, including the cash withdrawal, purchase, cash deposit at ProCredit Bank ATMs, is made in USD or EUR from the main GEL account, the conversion shall be made at the commercial rate of the Bank; while in any other currency, the conversion shall be made from GEL to USD first, at the commercial rate of the Bank, and then to the other currency at the exchange rate of international payment system (Visa/MasterCard);

  ! Exceptions are international companies and foreign websites operating in Georgia, which offer product/service prices in GEL but are paid through their serving foreign financial institutions and the transaction is processed in EUR/USD according to the registration zone.

• In Euros (EUR), if the transaction is conducted in the Eurozone

  If the transaction of cash withdrawal or purchase is made in GEL or USD from the main EUR account, the conversion shall be made at the commercial rate of the Bank, while in any other currency, the conversion shall be made from EUR to USD first, at the commercial rate of the Bank, and then to the other currency at the exchange rate of the payment system (Visa/MasterCard).

• In US dollars (USD), if the transaction is conducted in any other territories

  If the transaction of cash withdrawal or purchase is made in GEL or EUR from the main USD account, the conversion shall be made at the commercial rate of the Bank, while in any other currency, the conversion shall be made at the exchange rate of the payment system (Visa/MasterCard).